WHAT WE DO
OUR INSURANCE SERVICES
Health Insurance
Health insurance provides financial protection against medical expenses by covering a portion or all of the costs of healthcare services and treatments.
Dental / Vision Insurance
Dental/Vision insurance offers coverage for dental and vision care expenses, including services such as routine check-ups, corrective procedures, and eyeglasses or contact lenses.
Medicare Insurance
Medicare is a federal health insurance program primarily for individuals aged 65 and older, providing coverage for hospital care, medical services, and prescription drugs.
Group Insurance
Group insurance provides collective coverage, often offered by employers, encompassing various benefits such as health, life, or disability insurance for a group of individuals, typically at reduced premiums compared to individual policies.
Additional Insurance
Additional insurance supplements existing coverage by providing additional protection or benefits beyond what is included in primary insurance policies, offering added financial security for specific risks or circumstances not fully addressed by standard coverage.
WHO WE ARE
ABOUT GEORGE BEACH INSURANCE
George Beach Insurance is an experienced, licensed health insurance broker working through the healthcare marketplaces created for healthcare providers to help you and your family or business find affordable health insurance under the ACA (Affordable Care Act).
QUESTION & ANSWER
FREQUENTLY ASKED QUESTIONS
What are 3 things to consider when choosing health insurance?
There is no one-size-fits-all when it comes to health insurance. Depending on your needs, you'll want to consider the monthly premiums, each plan's provider network and drug formulary, and expected out-of-pocket costs. These will all factor into determining which plan will best fit your needs and budget.
Is HMO or PPO better?
HMO plans typically have lower monthly premiums. You can also expect to pay less out of pocket. PPOs tend to have higher monthly premiums in exchange for the flexibility to use providers both in and out of network without a referral. Out-of-pocket medical costs can also run higher with a PPO plan.
How often can I change or update my coverage?
Changes to your coverage frequency depend on your plan and qualifying life events, usually during annual open enrollment or special enrollment periods triggered by significant life changes like marriage or the birth of a child. It's important to review your plan details and consult with your health insurance broker for guidance.
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LATEST NEWS UPDATE
10/26/2023
